A bespoke insurance scheme designed exclusively for English Language Schools & Study Centres.
We’ve teamed up with Markel to design and deliver a unique insurance solution which meets the needs of Language Schools. The package provides a comprehensive suite of covers, alongside additional benefits to policyholders.
Underwriting this scheme in-house, allows us to ensure delivery of a prompt and efficient service and allows you to directly interface with both the underwriters and your dedicated account manager.
Key Benefits:
- A fully combined wording, inclusive of Professional Indemnity
- Optional covers including D&O, Cyber and Legal Expenses
- Abuse cover under the Public Liability Section (Occurrence Basis)
- Access to Education Consultancy Services through Markel Care Practitioners (MCP)
- Access to Legal Advice via Markel Law and Markel Business Hub
Professional Indemnity is included and here’s why it’s important:
Professional indemnity insurance covers the potential legal liability of your language school for a breach in professional duty as well as the defence against claims of any wrongdoing. As a school accepting international students, including those of a young age, unique exposures could extend as far as claims for:
- Failure to educate or adequately follow curriculum.
- Failure to supervise or evaluate pupils adequately.
- Failure to vet or monitor host family placements.
- Breach of confidentiality.
- Any other civil liability not specifically excluded.
Sections of Cover Available | |
Mandatory Covers | |
Public Liability (including abuse cover) | Professional Liability |
Optional Covers | |
Management Liability (Directors and Officers) | Entity Defence |
Employers’ Liability | Employment Law Protection |
Personal Accident | Fidelity |
Cyber | Material Damage |
Business Interruption | Portable Property |
Money | Stock |
Goods in Transit | Legal Expenses |
Additional Policy Benefits:
Education Consultancy
Clients benefit from access to services provided by Markel Care Practitioners – specialist consultants within the care industry, including specialist education. A variety of services can be tailored to meet your specific needs to include:
- Regulatory Compliance Services: Safeguarding adequacy, preparing for inspections, challenging judgements.
- Training Services: Investigations for accidents & incidents; safeguarding and recruitment; HSE assessments and advice: fire risk assessments; curriculum design
- Risk Management Services: Bespoke health and safety management systems; reducing claims and strengthening liability defence; business continuity and emergency
planning systems
- Business Growth & Tendering Services: Business planning and change management; strengthening procurement; tender support and contract management; quality assurance and quality control strengthening.
- A one-day complementary consultation with Markel Care Practitioners.
Legal Helpline and Business Hub.
Markel UK’s 24/7 helpline allows access to over 40 qualified solicitors who can assist with everyday legal issues. In addition to this, Markel Business Hub portal provides guidance and literature to support you to deal with the everyday legal issues around employment, health and safety, trading and contracts, cyber and data, debt and insolvency.Users can access practical DIY templates and guidance around multiple topics
Claims Management
The benefits of insurance only become tangible when you make a claim. Our expert in house claims management team is at hand to support you from initial notification right through to final settlement.
Employee Benefits and Financial Planning
Access to a team of specialists who offer a complete service, from securing business protection to managing company pension schemes. They will take the burden away from you,allowing you to focus on the education of your students.
For more information contact our specialist team:
Andy Brooks
Paul Salisbury
07918859493
Lisa Bainbridge